Appraisal Business Operation
Surviving an Appraisal Apocalypse
I'm an appraiser and an optimist who survived the Savings & Loan crisis of the 1980's and 1990's and its fallout including the implementation of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989. It appears to me that the remaining banks have finally learned to stay away from making loans on vacant land, it only took them seventy years or so to learn that lesson. If you were in the real estate appraisal business in 2007, and lived through the subprime mortgage crisis, then you have likely already survived one of the worst market blowouts that has ever Continue reading →
Cancel that Appraisal !
There are not many things that are more deflating than accepting an appraisal order made by a bank, individual or company and then having them turn around and cancel it. It's not so bad when it has only been a few hours, because by then I probably only have 50 to 100 files downloaded on the property plus the searching that I have completed in my work files, but when its been days I can have invested several hours and literally hundreds of files in my work file. Continue reading →
Searching for Appraisers and Appraisal Services Online
Do banks search for appraisers online? It’s a reasonable question to ask. Banks generally form appraisal relationship within their local communities where they do most of their business or like many they work through an appraisal management company (AMC), but some search online when they have a customer who wants to buy a home and secure a mortgage for it in another state. Sometimes an appraisal is needed for a purchase and other times an appraisal is need for a home improvement loan, but either way banks feel comfortable finding their own out-of-area appraisers and many do search online. Continue reading →
Using Excel for Appraisal Graphs
If you are willing to take the time to work with Excel you will find that the program offers a number of options that will provide great analytics and professional-looking chart result. The program is well-suited to real property since you can keep data on a single property in rows or in columns. Continue reading →
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